Regina Drury Real Estate Group Blog Page

Here you will find the latest blogs that we have written. You'll find useful information like how to buy a house with 100% financing, what the typical closing cost are when you sell your home, and informational blogs like how to prepare for an upcoming hurricane. 

We also created Blog Categories to make it easier for you to browse, click on one and get informed!

 

Aug. 24, 2018

Is it a Buyer's Market or Seller's Market?

So, you may be wondering to yourself when is the best time to sell my house? 

Well, that depends on what kind of market it is aka is it a buyer's market or a seller's market?

What is a buyer's market?

A buyer's market happens when the available inventory exceeds the number of buyers seeking to purchase property. If you are looking to buy a home in Wilmington, NC, then a more ideal time to buy is during buyer's market; you might be able to buy a home for a lower cost than you would buy it for in a seller's market. 

What is a seller's market?

A seller's market happens when inventory on available properties is low and there are more buyers seeking to purchase homes than there are available homes on the market. Many times, this results in multiple buyers putting in offers on the same home, which turns into a contest to see who's going to have the best to offer. This obviously works well for the sellers because you can lock in a higher sales price. 

When is the best season to sell a house?

Typically, there are more homes for sale during the summer season.  The surplus of homes for sale could give a buyer more choices.  If there is a shortage of homes for sale in the summer when there is a surplus of buyers, this could cause a rise in prices.  If there isn't a shortage and instead a surplus of homes on the market then that could cause a buyer's market.

In the fall season many buyers pull their houses off the market because the kids are back in school, or they don't want it on the market during the Thanksgiving and Christmas holidays.  As houses get pulled off the market in the fall season it can cause a shortage of homes for sale, especially if there are still a lot of buyers looking to purchase.  This can surprisingly cause a seller's market because there could be more houses than buyers.  Many people assume that the Spring and Summer is the best season to sell their house but that is NOT necessarily true.  

How do I know when it's the best time to sell a house?

Timing a market is impossible.  You never know when you are the highest prices or when you are at the lowest.  A full time great Real Estate Agent can tell you if we are in a Buyer's Market or a Seller's Market.  However, be careful because markets change quickly too and could be shifting before the agent notices too!  Also keep in mind that if you are selling a house and planning to buy another house that it's all going to equal out because you are probably buying in the same market conditions.  In that case the interest rate on your new home can play an important part in the decision.  We've been very fortunate to have low interest rates for a long time but that is changing and rates are going up.  A rise in interest rates will increase your future home monthly payment so keep that in mind when trying to time things out.

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For Tips on How to Pick an Agent:

Here's a link to an article on How to Pick a Top Selling Agent as Your Real Estate Agent.  It will give you things to think about so you're next purchase or sale is a smooth experience.

Regina Drury

We Can Help!

Are you looking for the best real estate agency in Wilmington, NC? When choosing a real estate agent, be sure to go with someone who has expert knowledge of listings and selling a property.  The Regina Drury Real Estate Group has that and more.  We are a Full-Time real estate company in Wilmington, NC; our crew can provide you with all of our expert knowledge and focus on maintaining a high degree of customer service that will leave a lasting impression.  Contact us today to talk more about your Wilmington, NC Real Estate needs. 

Aug. 21, 2018

How Can I Buy and Sell at the Same Time? | Buying and Selling a Home in Wilmington NC

How Can I Buy and Sell at the Same Time?

Are you growing out of your current home? Have you been considering buying a new home, but hesitant of the process? 

Can I Buy a New House the Same Day I Sell My House?

YES!!!!!  People do it every day!  You don't even need the cash yet for buying your new house!  You can use the equity from the sale of your house at closing.  A great full time Realtor will guide you through the process and help you sell your house and buy the new house that same day!

How Do You Buy a House and Sell a House at the Same Time?

It's very important to get a professional full time Real Estate Agent to help you with this! 

1. First, don't start looking at houses!  First step is put your house on the market for sale!  I know, I know...that makes you nervous, but trust me it's the smart first step.  Otherwise you'll find a house you want and feel the need to sell your house immediately and will under price your home to sell it.

2. Get Pre-approved by a great lender that can close your loan quickly!  If your Real Estate Agent says that lenders can close loans in 3-4 weeks then don't go on your own and choose a lender that says 45-60 days, especially if the interest rates and fees are the same!  Rely on your Real Estate Agent's advice about this because they do this every day.  This is not the time to apply for a loan online with an out of town bank!  The deal you think you will get is probably not real and you'll probably be stressing the week of closing because that online lender has a delayed closing.  Don't risk it!  Also be aware that the equity in your house is usually what most buyers use when buying another house.  So you usually won't need additional money.  On the day of closing the attorney will apply the net proceeds from the sale of your house to the purchase of your new home.  It's very simple!

3. Inspections!!!  It's best to do the inspections of your new home right after the buyer's inspections of your current home.  That way you're not starting to spend money before you have a good sense of if the sale looks good on your home.  Typically when writing a contract for my buyers I write the due diligence date a week past the due diligence date of their house that is selling.  What's due diligence dates?  That's the date you put on the contract that you can cancel by without losing your deposit.  It's the date to get all your inspections done by.

4. Closing Day! The morning of the Closing Day you will have to have everything out of your house but usually won't be able to put anything in the new house yet.  Basically you are without a home for a few hours.  You'll go to the attorney's office and sign the sale of your house at the same time you sign the documents to purchase your new home.  Most attorneys record all closings at 4pm so you might not be able to get in your new home until then.  Ask your Real Estate Agent if an earlier closing will be possible because some attorneys electronically record now so you can have the keys to your new home a lot earlier!

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What if I don't want to Sell and Buy on the Same Day?

If you don't want to Sell your house the same day you buy a house then there are other options.

Buying First Versus Selling: The Options

1. Make an Offer on a New Home First, then List Your Current Home

With this option, you would focus on finding your new home first prior to listing your current home. Once you find the one you want, you can submit an offer with a sale and settlement contingency, meaning you will buy only if you can sell your current home. 

2. Request an extended closing. 

If you know that your home will sell but you just need a little extra fluff of time then it may serve you best to request for an extended closing. The typical closing period is between 30-45 days, but the extending closing will allow for a bit more wiggle room. 

3. Ever heard of HELOC?

A HELOC is a home equity line of credit, which means you can borrow against your equity in your current home, if you qualify. The HELOC could be used to pay for your down payment 

4. You could also think about a bridge loan.

If you qualify for a bridge loan, it is a short-term loan offered by your bank to cover your downpayment until sales are finalized. However, be sure to go ahead and 

5. Rent your home out!

Sometimes keeping your house can be a smart long term financial decision.  If the rent covers your mortgage each payment will reduce your mortgage a little more and years from now you'll have a house that was paid off by your tenants!  That's like putting money in a retirement account!

How about Selling First before Buying?

Personally I think this is the best option because selling a home typically can take longer than finding a new home.  If you start looking before you put your house on the market, you may find one you love too early and then feel the pressure to get your home sold immediately.  That can cause you to under price your house and lose equity.  So if you sell your house quickly what options do you have if you don't have a new home yet?

1. Pack up your home in PODS!

PODS can be delivered to your driveway.  You can pack them or you can hire a mover to pack them.  Then they will come and take the containers to a storage facility until you are ready for them to be delivered to the driveway of your new place.  The cost is very reasonable and many ways better than moving your furniture to a storage locker.

2. Rent a Beach House!

If it's off season and you've packed your belongings in a POD, then how about treating your family to staying at a beach house for a few weeks?  Off season typically gives you an opportunity to negotiate a good rental price, so why not go for it?  You probably already found a new home before the closing of your previous house so you're just waiting now to close on your new house.  So take the time and enjoy yourself while your Agent and Lender prepare your new home for closing.

3. Negotiate for Possession Before Closing!

This isn't done very often but if the house is vacant you might be able to negotiate with the seller to move in before your closing!  New construction won't allow that but a seller of a resale house might consider it especially if you can complete your inspections first.

For Tips on How to Pick an Agent:

Here's a link to an article on How to Pick a Top Selling Agent as Your Real Estate Agent.  It will give you things to think about so you're next purchase or sale is a smooth experience.

Regina Drury

We Can Help!

Are you looking for the best real estate agency in Wilmington, NC? When choosing a real estate agent, be sure to go with someone who has expert knowledge of listings and selling a property.  The Regina Drury Real Estate Group has that and more.  We are a Full-Time real estate company in Wilmington, NC; our crew can provide you with all of our expert knowledge and focus on maintaining a high degree of customer service that will leave a lasting impression.  Contact us today to talk more about your Wilmington, NC Real Estate needs. 

July 26, 2018

Wilmington NC Top Rated Real Estate Company: Regina Drury Real Estate Group

Nominated in Star News: Wilmington NC Best Real Estate Agency and Best Real Estate Agent

Regina Drury logo

Before starting Regina Drury Real Estate Group, Regina was a top selling agent with a big box Real Estate company for 11 years.  Her boutique company was born out of the desire to provide more personal services for her clients.

For the 2nd time this year, Regina Drury and Regina Drury Real Estate Group has been listed in the top rankings for Wilmington NC Realtors and top rankings for Wilmington NC Realty Companies.  This is an unexpected surprise for this boutique company.  "Our goal was to provide the best customer service.  We never imagined we would appear in customer rankings above many of the big box Real Estate companies.  It's exciting to see what we are doing is pleasing the customers.  Their nomination and votes mean the world to me." - Regina Drury

Regina Drury and Regina Drury Real Estate Group are in the final 5 run for the Best of the Best Shorepicks and we need your vote!  You can vote every day, once a day, until August 14, 2018 in as many categories as you'd like.  Here's the link to Vote NOW!  If you pick your favorites in at least 25 categories you'll be entered in a drawing to win a $500 gift card.  Good luck to you and thank you again for your vote!  Remember you can repeat your vote everyday until August 14, 2018!  

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Regina Drury

 

 

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Posted in Yep - We Did That
July 10, 2018

Buying a Home versus Renting | Pros and Cons of Buying vs Renting

Buying a Home Versus Renting

Are you wondering whether you should take the plunge and buy a home? Maybe you’ve been thinking about the pros and cons of renting versus buying. Well, we want to make your life just a little bit easier, so we’ve come up with the pros and cons ourselves. 

Pros of Renting a Home

So let’s talk about renting homes first. Chances are you already know what it’s like.

You know that if you rent a home, monthly costs tend to be pretty fixed, meaning you pretty much know what you are going to be paying for, without the worry of an extra cost creeping up out of the blue. You also are not subject to the amount of responsibility that owning a home comes with. Some of the advantages of renting a home are:

  • You’re not paying a lot up front

Usually, with apartments or homes for rent, you're only paying for a security deposit and administrative fees.  Even with many security deposits, you have the opportunity to receive the money back in full at the end of your commitment to the property if the property is kept in good condition. However, with putting a downpayment on a home, which could be thousands of dollars, depending on the kind of loan you get. 

  • You’re not responsible for it in the grand scheme of things. You’re just temporarily responsible for it for as long as you have a lease. 

This is pretty self-explanatory, but with renting, you have no imminent ties to the property and you are not responsible for upkeep. Your landlord/owner pays for property taxes, maintenance issues, and repairs. For example, if you find your roof is leaking...oh well! Call the landlord to take care of it. ;) 

  • No worries about paying a mortgage if your income is not steady

Owning a home may seem like a ton of financial responsibility; a mortgage is quite the feat to take on. Renting a home feels a little less stressful.

  • Ability to move to another location if necessary or desired

If you know that you don't have any ties to where you are living and you think that sometime in the next year or two that you might want to move, then owning a home is probably not in your best interest. Some loans require homeowners to have that home as their permanent residence, meaning there is no option to rent out and move somewhere else if you choose.

Pros of Buying a Home

While renting a home instead of buying one may sound more appealing, there are huge advantages to buying. Here are some of the pros of buying a home. You may want to buy a home if: 

  • You want something of yours

Makes sense, right? With buying a home, you are the final decision maker. You are now the owner meaning you can
remodel or update your home at any time of your choosing. If you want to paint your bedroom pink, you can do and
there's no one you have to ask permission. Well, you might want to ask your spouse before painting that room pink.

  • You're wanting to build equity

Owning a home offers you the chance to make a great investment and to build equity, whereas with renting a property,
you walk away with no profit. When you are renting, you are paying your landlord's mortgage! Why pay your landlord's
mortgage when you can have your own and build equity for your future! If home prices rise, you may eventually be
priced out of being able to buy a home in the neighborhood you are interested in. This is happening
more and more
the current real estate market as the prices
for homes are increasing as well as the interest rates.

  • The tax benefits

The benefits of tax deductions for owning a home is an appealing factor. There are various deductions at the end of the year for people who own homes.

  • You can find a tenant if you need to move

Most loans don't have restrictions on renting your house out later.  Buying a property and later making it a rental is a great way to build equity and wealth!  Imagine renting your house and each month the balance on the mortgage drops a little more.  30 years from now when you are ready to retire you could have a house with no mortgage and passive income coming in the mail to you every month from your tenant.

  • You can resell at a later date

While it seems like owning a home may be permanent, it's not completely permanent. You always have the option to sell at a later date. Let's say 5 years down the road, you get an amazing job opportunity in another city. All you have to do is reach out to a top Realtor and put your home on the market to be sold! 

If you are thinking of buying a home in Wilmington, NC we are here to help! We can answer any questions on the home buying experience that you might have. Curious about how much you can qualify for? Don’t forget to speak with a lender to get pre-approved and make the process go that much quicker! We look forward to hearing from you. 

 

 

Contact Us

Regina Drury

 

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June 6, 2018

1722 Middle Sound Loop Road, Wilmington, NC 28411 | House Tour [pics only] | 100118696

Home for Sale Wilmington, NC 

Check out this beautiful home in Middle Sound Loop, a highly desired area near Ogden.

For more details about this property for sale in Wilmington, including photos and information, click here. 

What are the features of 1722 Middle Sound Loop?

  • 3 bedroom, 2.5 bathroom

  • 2 car garage

  • Saltwater In-ground Pool

  • Major recent replacements: HVAC (2015/2018), Roof (2016), and Saltwater Pool liner (2017)

3 Bedroom, 2.5 Bathroom Home for Sale

This home also offers a 2 car garage and has so much charm! Even though it's located in Middle Sound Loop, it is actually located in an area with NO HOA, which means no fees and rules and regulations. 

Kitchen with Stainless Steel Appliances

Take a look at this beautiful kitchen with stainless steel appliances, a handy dandy island in the center, and plenty of cabinet space.

In-Ground Saltwater Pool!? We love it!

Imagine relaxing by the pool after you get home from a long workday or on the weekend during the summertime. Your own little personal paradise! 

Natural light in Living Room 

Look at that light in the living room with vaulted ceilings and hardwood floors.

3 bedrooms

2.5 bathrooms

2 car garage

Vaulted ceiling in living room 

Granite countertops in Kitchen

Garden shed with electric

Rocking Chair Front Porch

In-Ground Saltwater Pool

Saltwater Pool Liner Replaced 2017

Roof Replaced 2016

HVAC Replaced 2015/2018

NO HOA RULES/FEES

Schedule a private showing tour of 1722 Middle Sound Loop Road, Wilmington, NC 28411. Contact Regina Drury 910-239-1396. 

For more homes for sale in Wilmington, click here. 

Want to know what your home is worth? Click here for an Instant Home Value Report. 

Contact Us

Regina Drury

 

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Posted in House Tours
May 24, 2018

1023 Summerlin Falls Court, Wilmington, NC 28412 | House Tour [video] | 100112869

Home for Sale Wilmington NC

This charming townhome in Summerlin Falls just came on the market, is move in ready, and is going to go fast! 

For more details on this property including more photos and information, click here! 

Facebook Live House Tour Video 

Take a peek at 1023 Summerlin Falls Court by viewing our Facebook Live House Tour. 

What are the features of 1023 Summerlin Falls Court?

  • 3 bedroom, 2 bathroom townhome with 1 car garage

  • Hardwood floors in common areas

  • Large built-in bookshelf in the living room

  • Plenty of counter space in kitchen with a built-in desk

  • Master bedroom comes with a master bath and separate shower and a large walk-in closet

3 bedroom, 2 bathroom townhome in Wilmington, NC

This home for sale in Wilmington, NC has quite a few features to it and is located near the 17th St/Independence area--very close to the new movie theater, dining, and entertainment. Scroll for more!

Spacious Kitchen with Special Features

Check out that useful island in the center of the kitchen! Perfect for extra counter space. This kitchen also comes with that built-in desk and pantry. 

Beautiful Living Room Area 

Check out this beautiful living room with hardwood floors and this beautiful built-in bookshelf. Additionally, these screen doors line the walls of the living room and kitchen, allowing for beautiful natural light to fill the whole room. 

Quaint Courtyard Area

Grab your coffee and head out to sit on your patio furniture while enjoying a beautiful day outside. 

3 bedroom

2 bathroom

1 car garage

Built-in bookshelves

Hardwood floors in common areas

Beautiful island countertop in kitchen 

Built-in desk in kitchen

Master bedroom with separate tub and shower

Walk-in closet in master bedroom

Sliding glass doors in kitchen and living room - plenty of natural light

Courtyard area 

Close to the new movie theater, dining, and entertainment 

Schedule a private showing tour of 1023 Summerlin Falls today! Contact Regina Drury: 910-232-4919

To view more homes for Sale in Wilmington, click here. 

To see other homes under contract or sold in Summerlin Falls subdivision, click here. 

Wondering what your home could sell for?  Here's a link to a Free Instant Home Value Report.

 

 

 

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Regina Drury

 

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Posted in House Tours
May 18, 2018

COMING SOON: 1023 Summerlin Falls Court, Wilmington, NC 28412

COMING SOON:

1023 Summerlin Falls Court, Wilmington, NC 28412 | Homes for Sale Wilmington, NC 

This home will be coming on the market May 25, so schedule an appointment to view this home as soon as it becomes available for showings!

3 bedroom, 2 bathroom home located in a nice neighborhood--Summerlin Falls! Close to the new movie theater, dining, entertainment, etc. Hardwood floors in the common areas and carpets in the bedrooms. Master bedroom has master bathroom which is rather large with a separate tub and shower and a walk-in closet. There's a quaint courtyard in the back also that's nice to lounge around and relax.

Listed as Coming Soon with Regina Drury Real Estate Group

To view more homes for sale in Wilmington, click here. 

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Regina Drury

 

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Posted in House Tours
May 17, 2018

605 Bradley Creek Point Rd. Wilmington, NC 28403 | House Tour [pics] | 100116116

Home for Sale Wilmington, NC

This home makes quite the statement! You really don't want to miss the chance to own this beautiful home with luxurious features! This is a 4 bedroom, 3.5 bathroom Charleston-inspired home with a circular driveway, dual curved staircases, gas lanterns, and floor to ceiling windows. 

To view more information on this property, including more photos and information, click here. 

What are the features of 605 Bradley Creek Point Road? 

  • 4 bedrooms

  • 3.5 bathrooms

  • Airlie Gardens Butterflies in Backyard

  • Scenic Airlie Road

  • Elevator 

  • Indoor Heated Pool

  • Spa-like Master Bathroom

  • Huge closets

  • Majestic Oak Trees 

  • Floor to Ceiling Windows

  • 12' Ceiling in Living Room

  • Gas Lanterns

  • Circular Driveway 

  • Low HOA dues: $100/year

  • Waterfront neighborhood

  • Minutes from Wrightsville Beach

  • Wrightsville Beach Elementary School

Check out some photos of some of the features of this amazing property for sale in the highly sought after Bradley Creek Point subdivision. 

Rainy Day but Still Want to Swim? No Worries Here!

There's an indoor pool in this home, so if it's rainy, there are no issues--just swim inside!

We are in LOVE with this Kitchen

This kitchen is made for a cook who loves to throw down in the kitchen! With a 6 burner gas stove and double oven, beautiful cabinetry, and plenty of cabinet space, what more can you ask for? And the design has us swooning!

Home Gym anyone? 

This home gym is downstairs beside the indoor pool and boasts views of the butterflies from Airlie Gardens. 

Game Room the Perfect Size

Dining room turned Game Room maybe? This room is the perfect size for a pool table! As always--you can make it what you want it, or for whatever use you need it for, but look at the design on this room. 

This Home Has it All

You remember how we mentioned butterflies in the backyard? Why not sit amongst them? :) 

4 bedrooms

3.5 bathrooms

Airlie Gardens Butterflies in Backyard

Scenic Airlie Road

Elevator 

Indoor Heated Pool

Spa-like Master Bathroom

Huge closets

Majestic Oak Trees 

Floor to Ceiling Windows

12' Ceiling in Living Room

Gas Lanterns

Circular Driveway 

Low HOA dues: $100/year

Waterfront neighborhood

Minutes from Wrightsville Beach

Wrightsville Beach Elementary School

Schedule a private showing of 605 Bradley Creek Point Road! Call Regina Drury today: 910-239-1396

For more homes for sale in Wilmington, click here. 

To view homes under contract or sold in the neighborhood, click here. 

Want to know what your home is worth? Click here for an Instant Home Value Report. 

 

605 Bradley Creek Point Rd. Wilmington, NC 28403 | House Tour [pics] | 100116116 

 

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Regina Drury

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Posted in House Tours
May 17, 2018

122 Fayetteville St, Holden Beach, NC 28462 | House Tour [video] | 100116598

Home for Sale Holden Beach, NC

Homes like this do not come by often and for this price! Located in the quaint beach town of Holden Beach, this home is quite the beauty! Whether you want to make this your primary residence or your vacation home, this home is perfect for the homeowner who loves the water!

For more details about this property, including more photos and information, click here. 

Facebook Live House Tour Video

Take a sneek peak at 122 Fayetteville St by viewing this live house tour! 

What are the features of 122 Fayetteville St, Holden Beach, NC 28462?

  • 3 bedroom, 2 bathroom

  • Waterfront with boat slip

  • Intracoastal access

  • Boat Dock

  • Beach just a block away 

  • Fully furnished

  • Great vacation rental

3 bedroom, 2 bathroom home in Holden Beach

This home is so beautiful and probably its most enticing factor is its views of the water in the back of the home. Look out on your front porch to see the view of the water with your own boat slip and deck where you can dock your boat. 

Enjoy a relaxing day at your home by the water--this home is waterfront, but it's also so close to the ocean! Only minutes away.

Gorgeous Kitchen with Updated Stove

With plenty of storage space in the kitchen, that's one feature! But the current owner just put in a beautiful brand new stove and exhaust hood! Get to cooking right away and get some use out of it!

Fully Furnished--what?!

Another super appealing quality to this home is that it is fully furnished. Everything you see in this picture right here and in other parts of the home is going with the sale of the house. If that's not a stress reliever, I don't know what is! 

3 bedroom 

2 bathroom

Waterfront

With boat slip

Intracoastal Access

Beach just minutes away

1 car garage

A couple of storage buildings--one could be a workshop, the other could be for extra storage space

No HOA

Dining room area with views of the water

Brand new stove 

Fully furnished

Beautiful hardwood floors in bedrooms

Carpet in living room

Great vacation rental or second home

Laundry room 

Schedule a private showing tour of 122 Fayetteville St! Call Regina Drury today! 910-239-1396.

To view more homes for sale in Holden Beach, click here!

Wondering what your home could sell for? Click here for an Instant Home Value Report. 

122 Fayetteville St, Holden Beach, NC | House Tour [video] | 100116598

 

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Regina Drury

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Posted in House Tours
May 16, 2018

Urgent! 100% Financing May Be Going Away for North Wilmington

100% Financing May Be Going Away for North Wilmington

If you have been thinking about getting 100% financing in the Wilmington area, right now the USDA is working on a new map to determine what areas are still going to be available for USDA financing.

On June 4, 2018 USDA will make a decision on approving the new map of eligibility.  Ogden, Northchase, Murrayville, and other North Wilmington areas are on the new map as NO longer eligible for USDA 100% loan financing.

Like I said, if you are thinking of buying a home in any of the aforementioned areas, NOW is the time, before they make the final decision. Call me today to buy your future home in North Wilmington, whether it be Ogden, Northchase, Murrayville.

Do not sleep on this very real information!

For an area to qualify for USDA financing means that it has to be a rural area, not an urban area. Much of North Wilmington has in fact been growing exponentially with both the population and local businesses, which is great, but definitely affects the notion of what is considered to be rural. That is why this is so important, because many of our buyers like the idea of living in these North Wilmington neighborhoods; they want the ability to have the USDA financing option, and so they go for it! But soon, it may not exist in these areas anymore. 

So, take advantage while you still can--call me today. 

What is USDA financing? 

USDA financing offers low-to-moderate-income households the chance to own a home for as little as $500-1000 down if an interested buyer who qualifies, meaning you meet income requirements and minimum credit score, are a US citizen, and other requirements. USDA is an option for some parts of Wilmington, Brunswick County, Pender County, Onslow County, and all the other counties in the Southeast North Carolina area. 

Want to know more about how to purchase a home with 100% financing? Click here. 

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